Let Anderson Real Estate Appraisal take care of your appraisal

To many, an appraisal is simply another fee in the long list of items for a mortgage or refinance. And while there are an increasing number of automated home valuation methods that may appear more prudent than an appraisal, the majority of lenders still need a local expert because the stakes are incredibly high. But is securing a mortgage the only basis for getting an appraisal? Are there other instances when the services of a licensed, independent real estate professional might be helpful? Of course.

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Appeal your tax assessment in San Diego County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values are less than what they used to be in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Anderson Real Estate Appraisal is your best evidence. We're equipped to assist you in disputing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance plan that most lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is soon forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

Anderson Real Estate Appraisal will provide you with a statement regarding the value of your home, and the price you paid for the appraisal can generally be offset in little time because you'll no longer be paying the PMI.

An appraisal from Anderson Real Estate Appraisal will help you settle a divorce with less stress

A divorce can be a particularly daunting experience for both parties, and it is often even more complicated by the difficult decision of who keeps the property. It's a good idea to get an appraisal from Anderson Real Estate Appraisal so both parties are fully aware of the true market value of their property, regardless of the situation.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Anderson Real Estate Appraisal can assist you in relocating to or from San Diego County

Moving due to a job change can be a real pain. We know where you're coming from. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our thorough process.

Let Anderson Real Estate Appraisal help you sell your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.