Attention homeowners in Carlsbad and San Diego County: Get an Appraisal today!

Here are the top 7 reasons why California homeowners order from Anderson Real Estate Appraisal:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of California, where real estate needs to be divided
  7. Determine the true market value of the real estate in question to settle an estate in San Diego county or California
Do you own a home in or near Carlsbad? Do you need help deciding the value of your real estate? Contact Anderson Real Estate Appraisal.

At Anderson Real Estate Appraisal, we understand the unique needs of a homeowner looking for appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Anderson Real Estate Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Challenge San Diego County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is declining. That means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Anderson Real Estate Appraisal is your number one weapon when challenging your property tax assessment.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Anderson Real Estate Appraisal, we're veterans in helping customers just like you rid themselves of unnecessary PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Anderson Real Estate Appraisal can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Anderson Real Estate Appraisal can help you with that. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.